Buy more of what you want, and have more time to pay
No Deposit
Quick & Simple
6 Months
Interest Free
Up to $2,000
shop anytime
Low and easy
monthly payments
How zipMoney Works
Simple Application 3 minutes to complete application
Shop Immediately Shop online or in-store
Have fun, Look good Flexible payments that suit your life
Get Approved Now

Fees and charges
Minimum monthly payment of $40 or 3% of outstanding balance (whichever is greater)
A one-time fee of $20 to establish your account, added to your balance
A small monthly admin fee of $4.95, but only when there's an outstanding balance

Safety and security
Enjoy buyer protection on all purchases made using zipMoney
No credit card numbers = No worries!
We employ the same encryption as the big banks
We have partnered with global leaders in fraud prevention who count PayPal and eBay as clients
You must be an Australian resident,
18 years or over and have a job to apply.

Important Notice
Available to approved applicants only. Minimum monthly payments of $40 or 3% of the outstanding balance (whichever is greater) are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.90%. A one-time only establishment fee of $20 will apply and a monthly account service fee of $4.95 is applicable, but only while there is a balance outstanding. Lending criteria, terms, conditions, fees and charges apply and are available on application. Credit is provided by zipMoney Pty Ltd (ABN 58 164 440 993), Australian Credit Licence number 441878. Visit to learn more about zipMoney.